Landlord Insurance Tacoma

Landlord Insurance Tacoma – Better Rates are Available!

Landlord Insurance Tacoma

Did you know there’s a chance you might be overpaying for your Landlord Insurance in Tacoma Washington?

Want to see if that is the case? Call our office today toll-free at 1-800-228-8291 and speak with a licensed Washington State Landlord Insurance Agent!

Duncan and Associates Insurance Brokers have been in business for more than 50 years, serving the needs of thousands of happy customers, and we want to help you, too!

Request a free Tacoma Landlord Insurance quote right now!

You can request free insurance quotes in two ways:

You can call 1-800-228-8291 Monday – Friday or you can click on the type of insurance you’re looking for from the list below and fill out the digital form that appears. Our agents will be alerted to  your request and will get back to you as soon as possible.

Tacoma Landlord Insurance – Coverage Scenario Part 2

In our previous post, which you can read by clicking Spokane Landlord Insurance, we introduced our first coverage scenario featuring Ted Lowkey. Tedis getting ready to purchase an apartment building that was converted from a commercial gym some years ago.

This now-converted commercial gym has been transformed into six small apartments that share a total of two bathrooms, one for men and one for women. The building is very popular with young, artistic renters.

Now Ted must purchase insurance coverage. Wanting to save money due to his economy-minded outlook, Ted wants to purchase a no-frills Washington State Landlord Insurance Policy.

After reviewing his options, he opts for the cheapest policy he can find, and that just so happens to be a Basic Causes of Loss Landlord Policy Form with no endorsements.

Ted’s insurance agent, Vinny Vaughn, recommends that he think twice before purchasing a Basic Causes of Loss policy form due to its limited coverage options, especially considering the building he’s insuring is quite old.

He explains that the Basic Causes of Loss policy only provides coverage for a limited list of perils: fire, lightning, explosion, smoke, windstorm, hail, riot, civil commotion, aircraft, vehicles, vandalism, sprinkler leakage, sinkhole collapse, and volcanic action.

“Any claims that fall outside of the stated causes would not be covered,” Vinny mentions.

“I don’t know,” replies Ted. “That list seems pretty thorough to me. Heck, it even covers volcanoes!”

“I could think of quite a few things it doesn’t cover,” Vinny responds. “Plus, you will likely run into the new building ordinance codes and you will probably need to comply with them.

“For example,” Vinny continues, “let’s say you had a big loss. The city will require you to make updates to your building that were not required back when the building was constructed. That can really add to your expenses. Ted, I’m not trying to make your rates go up or anything, but the policy you chose doesn’t cover those expenses. If there’s a claim you could have a big out-of-pocket expense.”

Ted is unmoved, however. He goes ahead and buys the Basic Causes of Loss Coverage Form. He likes cheap rates and the rates for the other options Vinny showed him were way too much, in his opinion.

“What could possibly happen?” Ted thinks aloud.

To be continued in part three.

Speak with an Agent Today About Tacoma Landlord Insurance

Want to know more about Landlord Insurance in Tacoma Wa or the surrounding areas? Chat with one of our knowledgeable agents during normal business hours. Our agents will be happy to answer any questions you might have regarding your insurance needs, free insurance price estimates from various providers, and explanations of specific aspects of your insurance policy.

Our toll-free number again is 1-800-228-8291. Call today and find out how much you could save or click on the appropriate link below to access our electronic quote request page.

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Apartment Buildings

Do you own apartments and/or condominiums? Whether you need coverage for a few units, an apartment building, or an entire complex, Duncan and Associates Insurance Brokers can provide you with great coverage options to suit your needs. Start by giving us a call at 1-800-228-8291 and speaking to a licensed commercial property insurance professional today. From there we can provide you with information and a free estimate.

Rental Units

Looking to insure single family rental homes? From cottages to bungalows, Duncan and Associates Insurance Brokers can help you find an insurance policy that is both affordable and comprehensive. Call us today at 1-800-228-8291 and speak with an insurance agent to start your free quote on single family rental coverage.

Office Buildings

Do you own office buildings and business complexes? Are you searching for better rates and coverage on commercial property insurance for your office buildings? If so then call the commercial property insurance agents of Duncan and Associates Insurance Brokers today. As an independent brokerage we can find you the best pricing and coverage available on the market today. Contact us at 1-800-228-8291 to begin your free office building insurance quotes over the phone.

Strip Malls

Do you own a mall, strip mall, shopping center, or other related commercial property? For great rates on commercial insurance for your properties call Duncan and Associates Insurance Brokers today at 1-800-228-8291. One of our licensed agents will get you started with a free commercial property insurance quote over the phone.

Hotels and Motels

Looking for commercial property insurance to cover your hotel and/or motel properties? Through our insurance partners, Duncan and Associates Insurance Brokers offers excellent rates on property insurance to cover your hotel and motel building exposures. Dial 1-800-228-8291 today to talk to one of our experienced property insurance agents and begin your free quotes right now.

Warehouses

Are your warehouse properties in need of a comprehensive commercial property insurance policy? If so, call the commercial property insurance experts at Duncan and Associates Insurance Brokers. Our licensed staff would be happy to assist you with your property insurance needs. Call us toll-free at 1-800-228-8291 to speak with an agent today and get started on your free warehouse insurance quotes.

Vacant Properties

Do you have vacant properties currently in need of insurance protection? To find the best commercial property insurance options available, contact the agents of Duncan and Associates Insurance Brokers today. Give us a call at 1-800-228-8291 during normal business hours and chat with a licensed commercial property insurance agent for free quotes and information on vacant property insurance.